Dog Bite Insurance Coverage

If you or someone you love was attacked by a dog, you may be entitled to compensation. Watch this video by our Las Vegas dog bite attorney to learn about dog bite insurance coverage and if you can recover.

Read Our Dog Bite Guide

If the dog that attacked you was in a house, typically the homeowner’s insurance will cover that. Now, even though the homeowner’s insurance will cover it, doesn’t mean that they’re going to pay. Insurance companies and insurance adjusters often fight these claims. The reason they do is that they know they can go back and look at the history and try and say that this dog has no history, and no indication that it would bite someone. In Nevada, it’s a one-bite free state. In other words, if there is a dog and the owner doesn’t know that it has a propensity or an inclination to bite someone, then they get a free bite.

That may not be true if you’ve got a pit bull or a rottweiler, or an animal that is known to have vicious tendencies due to the breed, but if you’re talking about a Labrador retriever, there may be an issue. I tell anyone who asks me questions about a dog bite case is that you really need to talk to an attorney who has handled these cases and knows the ins and the outs of these types of cases because they can become very complex. There are a number of defenses that are available to the insurance company, and just because you were bitten, doesn’t automatically mean that there’s going to be insurance coverage.

Review Craig Murphy on Avvo