Homeowners Insurance For Las Vegas Shooting Victims

In injury situations where there is not any or there is insufficient insurance available many people ask if their home owners insurance is required to pay for their injuries and damages. In an attack like this or other terrorist situation, it is very unlikely that your homeowners insurance would be required to pay any money.

First, most homeowners insurance policies specifically exclude intentional acts and terrorism from events that are covered under the insurance.

Second, most homeowners insurance policies do not cover acts or events where you are outside of your home. Therefore, it is unlikely that your homeowners insurance would be responsible to pay for any of your damages. However, to be safe, you would be well advised to have an attorney or insurance professional review your homeowners insurance policy to determine whether or not any coverage exists for your injuries and damages.